IMPORTANT NOTES: This article is based on a 15%—20% downpayment that can go up to Php 250,000, depending on the unit. The numbers are calculated using car loan calculators at each bank’s website.
The bank and dealer will have final approval. The article is an independent research made by VROOM, we’re not affiliated with any brands or banks offering auto loans. Consider this an informative guide, but we highly recommend contacting your favorite dealers and banks for the final, official quote
Who says you can’t roll in style without breaking the bank? Imagine driving home a brand-new car for roughly ₱20k a month—sounds like a dream, right? Buckle up because we’ve found five cars that let you do that.
Yes, monthly amortizations can vary depending on factors like down payment, but we’re keeping things easy with cars that let you hit the road without draining your savings. Ready to drive smart and stylish? Let’s dive into the top picks!
Honda Brio – 1.2 RS Black Top CVT
LINK: https://www.hondaphil.com/model/brio
SRP: Php 863,000
Downpayment: 15% at Php 129,450
Months To Pay: 60 Months
Monthly Amortization: Php 16,949.90
Calculate Here: https://online.bpiloans.com/autocompute/bpi/
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The Honda Brio 1.2 RS Black Top CVT adds a sporty edge to this compact hatchback, perfect for drivers who want a fun ride with standout style. A 1.2L i-VTEC engine offers an ideal power and fuel efficiency mix, making it great for zipping through narrow streets or taking on longer drives. Plus, its handy size makes parking in tight spaces a breeze—a definite win for city dwellers.
The CVT ensures smooth shifting, which the 7-inch infotainment systems keeps you connected while driving. Whether you’re running errands or just cruising around town – this car’s compact design make it a versatile companion.
And with its price and design, the Brio is a ride that blends fun with functionality, proving that big things can come in small packages!
Kia Sonet – 1.5 LX AT
LINK: https://www.kia.com/ph/showroom/sonet/specification.html
SRP: Php 888,000
Downpayment: 20% at Php 177,600
Months To Pay: 60 Months
Monthly Amortization: Php 15,204
Calculate Here: https://www.securitybank.com/personal/loans/auto-loan-car-loan/
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The Kia Sonet is a compact SUV full of personality, blending style, performance, and versatility for urban drivers.
The 1.5L Smartstream engine delivers a smooth and fuel efficient drive. With a 6-speed automatic transmission, drive mode select, and an 8-inch screen, the Sonet offers a premium driving experience in a compact size.
The Kia Sonet isn’t just about performance—it’s a style statement. With its bold tiger-nose grille, sleek LED headlights, and sporty silhouette, it shines on the road and parked at your favorite spot. Inside, the spacious, tech-packed cabin offers premium comfort for daily commutes or spontaneous trips. The Sonet proves that big fun comes in a small, stylish package, perfect for any journey.
Mitsubishi Mirage G4 – 1.2L GLS CVT
LINK: https://www.mitsubishi-motors.com.ph/cars/mirage-g4
SRP: Php 899,000
Downpayment: 20% at Php 179,800
Months To Pay: 60 Months
Monthly Amortization: Php 15,392
Calculate Here: https://mcola.metrobank.com.ph/car-loan/loan-calculator
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The Mitsubishi Mirage GLX CVT is your perfect city companion, combining bright style, impressive fuel efficiency, and effortless driving. Powered by a 1.2L 3-cylinder MIVEC engine and paired with a CVT (Continuously Variable Transmission), the Mirage GLX glides smoothly through traffic while saving you tons of fuel—up to 23 km per liter!
Its compact size make parking a breeze, and with stylish features like the chrome-accented grille and sleek headlights, it’s a head-turner, too.
Whether you’re zipping around town or heading out for a weekend adventure, the Mirage GLX CVT has your back—delivering fun, efficiency, and practicality all in one neat package!
Toyota Raize – 1.0 Turbo CVT
LINK: https://toyota.com.ph/raize
SRP: Php 1,068,000
Downpayment: 20% at Php 213,600
Months To Pay: 60 Months
Monthly Amortization: Php 18,336
Calculate Here: https://www.rcbc.com/auto-loans
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The Toyota Raize 1.0 Turbo CVT packs some serious punch with its 1.0L turbocharged engine for a fun drive. Its CVT transmission ensures smooth shifts, while its fuel efficiency at around 18 km per liter makes it a practical choice.
T he Raize 1.0 Turbo CVT is perfect for young professionals with its sporty two-tone color options and spacious yet compact build.
The 9-inch touchscreen and smartphone connectivity bring convenience, while its dynamic style makes it ideal for errands and weekend escapes. Fun, practical, and stylish—everything you need in a compact SUV.
Mazda 2 – 1.5 Hatchback Sport
LINK: https://www.mazda.ph/vehicles/mazda2
SRP: Php 1,250,000
Downpayment: 20% at Php 250,000
Months To Pay: 60 Months
Monthly Amortization: Php 21,710
Calculate Here: https://www.bdo.com.ph/personal/loans/auto-loan/auto-loan-calculator
SOURCE:
It’s a bit over the budget, but the Mazda2 offers a ride that blends performance and style in one sleek package. With a 1.5L Skyactiv-G engine, it delivers smooth and fuel-efficient driving with enhanced handling thanks to G-Vectoring Control Plus. Enjoy a refined cabin with premium finishes and a 7-inch screen with CarPlay and Android Auto integration to keep you connected.
On the outside, the Mazada2 is a head-turner with its Kodo design philosophy—the signature grille, sleek contours, and LED headlights give it a sporty yet sophisticated look.
Whether cruising through the city or heading out for a road trip, the Mazda2 strikes the ideal balance of luxury and practicality, making it the perfect companion for your dynamic lifestyle, even if it briefly breaks the bank.
And there you have five stylish cars that let you drive smart without breaking the bank! From the sleek Honda Brio to the versatile Kia Sonet, these rides prove you can hit the road in style for under ₱20k a month. Remember, while our numbers give you a solid guide, it’s always best to check with dealers and banks for the final figures to fit your budget perfectly.
At vRoom, we’ve got your back in finding the best cars matching your lifestyle and wallet. Stay tuned for more savvy tips and guides, and let’s keep your car journey rolling smoothly!